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Borrowers have argued that they earned virtually nothing from their businesses during the last six months of lockdown and yet were saddled with interest as well as interest on interest accrued on the deferred instalments. They said once the moratorium period ends, they would be saddled with all the deferred instalments along with compound interest, making it difficult to pay, and banks could declare their loans as NPAs. As representatives of several sectors narrated their woes during the lockdown period, the Confederation of Real Estate Developers Association of India (Credai), through senior advocate Kapil Sibal, said the attempt of both the Centre and the RBI appeared to be solely to protect the interest of banks and lending institutions.

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As the industry pins its hopes on Covid 19 vaccines and return of normalcy, analysis shows that India is pegged to produce at least 3.6 billion doses this year, that’s nearly double the number of doses needed to meet domestic demand. Covid vaccine production According to analysis of publicly available production deals as of mid January, India is estimated to produce the second highest number of Covid 19 vaccine doses after the US in 2021. Data shared with TOI by UK based science information and analytics company Airfinity shows that as of January 12, Indian firms would be manufacturing more than 3.6 billion doses of six different vaccines this year, compared to 4.8 billion doses of 12 candidates estimated to be produced in the US.

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